Last Updated: January 15, 2026

Welcome to ind123. These Terms & Conditions constitute a legally binding agreement between you (the "User," "Player," or "you") and ind123 (the "Company," "Platform," "we," "us," or "our"). By creating an account, accessing our website, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, our Privacy Policy, and all applicable laws and regulations. If you do not agree with any part of these terms, you must immediately cease using our platform.

1. Definitions

For the purposes of these Terms & Conditions, the following definitions apply:

  • "Account" refers to the personal gaming account registered by a User on the ind123 platform.
  • "Balance" means the total funds available in your Account for wagering or withdrawal.
  • "Bet" or "Wager" refers to any stake placed on a game, sporting event, or other gaming activity offered by ind123.
  • "Bonus" means any promotional offer, free credit, cashback, or other incentive provided by ind123 to Users, subject to specific terms.
  • "Games" include all sports betting markets, live casino games, slot machines, togel (Indonesian lottery games), poker, and any other gaming products offered on ind123.
  • "User" refers to any individual who registers an Account and uses the ind123 platform.
  • "Website" or "Platform" refers to the ind123 online gaming platform accessible at https://ind123.cam and any associated mobile applications or interfaces.

2. Eligibility

To use ind123, you must meet all of the following eligibility requirements:

  • You must be at least 21 years of age. ind123 strictly prohibits underage gambling. We reserve the right to request proof of age at any time, and failure to provide valid identification will result in immediate Account suspension and forfeiture of funds.
  • You must be a legal resident of Indonesia or a jurisdiction where online gambling is permitted under local law. It is your responsibility to ensure that your use of ind123 complies with all applicable laws in your jurisdiction.
  • You must register your Account using accurate, complete, and truthful information. Any false, misleading, or fraudulent information provided during registration may result in immediate Account termination.
  • You must not be a politically exposed person (PEP) or subject to any legal restrictions that prohibit you from participating in online gaming activities.
  • You must not have previously been excluded or banned from ind123 or any affiliated gaming platform.
  • You acknowledge that online gambling involves financial risk and should only be undertaken with funds you can afford to lose.

Age Verification

ind123 employs strict age verification procedures. If we suspect that you are underage or have provided false identification, we will immediately suspend your Account, void all bets, and confiscate any winnings. Parents and guardians are encouraged to use parental control software to prevent minors from accessing online gambling sites.

3. Account Registration and Security

3.1 Account Creation

To create an Account on ind123, you must complete the registration process by providing the following information:

  • Full legal name (as it appears on your government-issued identification)
  • Date of birth
  • Residential address in Indonesia
  • Valid email address
  • Mobile phone number
  • Preferred username and secure password

Each User is permitted to register only one Account. Creating multiple Accounts (known as "multi-accounting") is strictly prohibited and will result in immediate closure of all associated Accounts and forfeiture of any funds or winnings.

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your Account credentials, including your username and password. You agree to:

  • Use a strong, unique password that is not used on other websites
  • Never share your login credentials with any third party
  • Immediately notify ind123 customer support if you suspect unauthorized access to your Account
  • Log out of your Account after each session, especially when using shared or public computers

ind123 will not be held liable for any losses resulting from unauthorized use of your Account if you have failed to maintain adequate security measures. All activity conducted through your Account will be deemed to have been authorized by you.

3.3 Know Your Customer (KYC) Verification

In compliance with anti-money laundering (AML) regulations and responsible gaming policies, ind123 reserves the right to request identity verification documents at any time. These documents may include:

  • Government-issued photo identification (KTP, passport, or driver's license)
  • Proof of address (utility bill, bank statement, or government correspondence dated within the last 3 months)
  • Proof of payment method (bank statement showing account holder name, or screenshot of e-wallet profile)

Your Account may be restricted until verification is complete. Failure to provide requested documents within 30 days may result in Account suspension and withdrawal restrictions.

4. Deposits and Withdrawals

4.1 Deposits

ind123 supports deposits via Indonesian banks (BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Permata, BSI) and e-wallets (OVO, DANA, GoPay, ShopeePay, LinkAja), as well as international payment methods (Visa, Mastercard). Minimum and maximum deposit limits vary by payment method and are displayed during the deposit process.

All deposits must originate from an account registered in your own name. Third-party deposits (payments made from an account not belonging to you) are strictly prohibited and will result in the funds being returned to the source and potential Account suspension.

Deposits are typically credited to your Account instantly. If a deposit does not appear within 15 minutes, contact customer support with your transaction reference number.

4.2 Withdrawals

You may request a withdrawal at any time, subject to the following conditions:

  • Your Account must be fully verified (KYC documents approved)
  • You must have met all wagering requirements for any active Bonuses
  • Withdrawals must be made to a payment method registered in your own name
  • Minimum withdrawal amount is Rp 50.000; maximum withdrawal per transaction is Rp 50.000.000
  • ind123 reserves the right to request additional verification before processing large withdrawals

Withdrawal processing times are typically under 5 minutes during banking hours (Monday to Friday, 08:00 - 17:00 WIB). Withdrawals requested outside banking hours will be processed on the next business day. International payment methods may take 3-5 business days.

4.3 Anti-Money Laundering Policy

ind123 is committed to preventing money laundering and terrorist financing. All deposits must be wagered at least once before withdrawal. Withdrawals of unplayed funds may be declined, and a processing fee of up to 10% may be charged at our discretion.

5. Bonuses and Promotions

ind123 offers various Bonuses and promotions, including welcome bonuses, reload bonuses, cashback offers, and loyalty rewards. Each Bonus is subject to specific terms and conditions, which are clearly stated in the promotional materials.

General Bonus rules include:

  • Wagering Requirements: Most Bonuses are subject to wagering requirements (also known as "playthrough" or "rollover" requirements). For example, a Bonus with a 30x wagering requirement means you must wager 30 times the Bonus amount before any winnings can be withdrawn.
  • Eligible Games: Not all games contribute equally to wagering requirements. Slots typically contribute 100%, while table games and live casino may contribute 10-20%. Check the specific Bonus terms for details.
  • Maximum Bet Limit: While a Bonus is active, maximum bet limits apply (typically Rp 50.000 per bet). Exceeding this limit may void the Bonus and any associated winnings.
  • Expiration: Bonuses expire if wagering requirements are not met within the specified validity period (typically 7-30 days).
  • Abuse Prevention: ind123 reserves the right to void Bonuses and confiscate winnings if we detect Bonus abuse, including but not limited to: multi-accounting, collusive play, low-risk betting strategies designed solely to clear wagering requirements, or any other form of fraudulent behavior.

By accepting a Bonus, you agree to its specific terms and conditions. If you do not wish to accept a Bonus, contact customer support before making a deposit.

Bonus Transparency

ind123 is committed to transparency in all promotional offers. All Bonus terms are clearly stated before you opt-in, and you can view your current wagering progress at any time in the "My Bonuses" section of your Account. If you have questions about any Bonus, our customer support team is available 24/7 to assist you.

6. Sports Betting Rules

All sports betting markets on ind123 are subject to the following general rules:

  • Settlement: Bets are settled based on official results as declared by the relevant sporting authority (e.g., FIFA, UEFA, AFC for football matches). If an event is postponed, bets typically remain valid if the event takes place within 48 hours. If the event is cancelled or abandoned, bets are void and stakes refunded.
  • Live Betting: Live betting odds update in real-time based on match conditions. ind123 reserves the right to suspend betting markets during critical moments (goals, penalties, red cards) to adjust odds. Bets placed after an event has occurred may be voided.
  • Result Corrections: In rare cases where official results are corrected after settlement (e.g., match fixing investigations, doping violations), ind123 reserves the right to re-settle affected bets accordingly.
  • Maximum Winnings: ind123 reserves the right to impose maximum winning limits on certain markets or events. These limits are stated in the betting rules for each sport.

7. Casino and Slot Game Rules

All casino games, live dealer games, and slot machines on ind123 use certified Random Number Generator (RNG) technology or live dealers to ensure fair and random outcomes. Game-specific rules, Return to Player (RTP) percentages, and payout structures are available within each game's information section.

Players are responsible for understanding the rules of each game before playing. ind123 is not liable for losses resulting from User error, misunderstanding of game rules, or technical issues outside our control.

8. Responsible Gaming

ind123 is committed to promoting responsible gaming and protecting vulnerable individuals. We offer the following responsible gaming tools:

  • Deposit Limits: Set daily, weekly, or monthly deposit limits to control your spending.
  • Session Time Limits: Receive alerts when you have been playing for a specified duration.
  • Self-Exclusion: Temporarily or permanently exclude yourself from the platform. Self-exclusion periods range from 24 hours to permanent closure.
  • Reality Checks: Receive periodic reminders of how long you have been playing and how much you have wagered.

If you feel that gambling is negatively affecting your life, relationships, or financial situation, please seek help immediately. Contact our customer support team to activate responsible gaming tools, or reach out to professional gambling support organizations.

For more information, visit our Responsible Gaming page.

9. Prohibited Activities

The following activities are strictly prohibited on ind123 and may result in immediate Account suspension, fund forfeiture, and legal action:

  • Creating multiple Accounts (multi-accounting)
  • Using fraudulent or stolen payment methods
  • Collusion with other players to gain unfair advantage
  • Using automated betting software, bots, or scripts
  • Exploiting software bugs or errors for financial gain
  • Money laundering or any form of financial crime
  • Abusive or threatening behavior towards staff or other Users
  • Sharing Account credentials or allowing third parties to use your Account

10. Intellectual Property

All content on the ind123 platform, including but not limited to logos, trademarks, software, graphics, text, and data compilations, is the exclusive property of ind123 or its licensors and is protected by Indonesian and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

11. Limitations of Liability

To the fullest extent permitted by law, ind123 and its officers, directors, employees, and affiliates shall not be liable for:

  • Any indirect, incidental, consequential, or punitive damages arising from your use of the platform
  • Loss of profits, revenue, data, or business opportunities
  • Technical malfunctions, server downtime, or interruptions in service
  • Errors in odds, results, or game outcomes caused by technical issues
  • Unauthorized access to your Account resulting from your failure to maintain adequate security

Our total liability to you for any claims arising from your use of ind123 shall not exceed the amount of your Account balance at the time of the claim.

12. Dispute Resolution

If you have a complaint or dispute regarding any aspect of ind123's services, please contact our customer support team at [email protected]. We will make every effort to resolve the issue amicably within 7 business days.

If the dispute cannot be resolved through customer support, you may escalate the matter to our management team. All disputes are handled confidentially and in accordance with our internal dispute resolution procedures.

13. Amendments to Terms

ind123 reserves the right to modify, amend, or update these Terms & Conditions at any time. Material changes will be communicated via email or prominent notice on the website. Your continued use of the platform after such changes constitutes your acceptance of the revised terms. We recommend reviewing these Terms & Conditions periodically to stay informed of any updates.

14. Governing Law and Jurisdiction

These Terms & Conditions are governed by and construed in accordance with the laws of the jurisdiction in which ind123 is licensed. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction. By using ind123, you consent to this jurisdiction and waive any objections to the venue.

15. Contact Information

For questions, concerns, or support related to these Terms & Conditions, please contact us:

  • Email: [email protected]
  • Live Chat: Available 24/7 on our website
  • WhatsApp/Telegram: Contact links available in your Account dashboard

Legal Agreement

By creating an Account and using ind123, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms & Conditions in their entirety. If you do not agree with any provision of these terms, you must not use our services. This agreement is effective immediately upon your first use of the platform and remains in effect until your Account is closed.

Key Points to Remember

Age Verification

You must be 21 years or older to use ind123. We strictly enforce age verification and may request identification at any time.

One Account Only

Each person is allowed only one Account. Multi-accounting will result in immediate closure and fund forfeiture.

Bonus Terms

All bonuses come with specific terms and wagering requirements. Read and understand them before accepting any offer.

Responsible Gaming

Use our responsible gaming tools to stay in control. Set limits, take breaks, and seek help if gambling becomes a problem.

Questions About Our Terms?

Our customer support team is available 24/7 to answer any questions you may have about these Terms & Conditions. We're here to help ensure you have a safe, fair, and enjoyable gaming experience on ind123.

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